Subaru: Lease or Buy?

Buying vs Leasing: Which Is Better For Me?

One of them questions our finance team often gets from customers is, is leasing right for me? It is a fair question, and the answer is rather complicated.

Ultimately, there is no objective answer to this question. There are a number of different reasons why either option could be perfect for you, your budget, and your needs. However, depending on your driving patterns, your vehicle needs, your desires, and your lifestyle, one option will likely be more beneficial for you.

What's the Difference?

The main difference between these two payment options comes down to who owns the vehicle.

  • Finance: When you finance a vehicle, you generally have to take out an auto loan. Once approved, you will begin to pay monthly installments. You own the vehicle, and once you finish paying off the loan, it will be yours in its entirety.

  • Lease: When you lease a vehicle, it is more akin to renting an apartment -- you will not own the vehicle; instead, you will pay a monthly fee for the ability to drive the car for a pre-determined amount of time. Pricing can depend on the miles you drive. So, if you are someone who commutes long distances, you likely will not want to pursue leasing.

Moreover, leasing can sometimes offer more affordable monthly payment options in comparison to financing. However, you will want to discuss this further with our financing team to see what your specific situation will look like.

Stop By Today to Find Your Vehicle!

If you are in the market for a new or pre-owned vehicle, we invite you to visit us at Garcia Subaru El Paso. Our team is here to help you with any of your automotive needs, from purchase to servicing.

Stop by our dealership today in El Paso, TX, and we will help you find the perfect vehicle and the best payment plan.

Subaru Lease Deals

 Subaru Forester
 Subaru Outback
 Subaru Crosstrek
 Subaru Impreza
 Subaru Legacy
 Subaru WRX
  Subaru BRZ

Garcia Subaru El Paso

1414 Airway Blvd
Directions El Paso, TX 79925

  • Sales: (888) 449-5383
  • Service: (877) 793-3815
  • Parts: (877) 785-4463

Have a question for our finance team? Ask away!


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  • Tuesday 09:00am - 07:00pm
  • Wednesday 09:00am - 07:00pm
  • Thursday 09:00am - 07:00pm
  • Friday 09:00am - 07:00pm
  • Saturday 09:00am - 06:00pm
  • Sunday Closed